How to File a Small Claims Complaint in New Jersey

If someone owes you money in New Jersey, small claims may be a practical way to recover it without starting a complicated process.

In New Jersey, small claims money complaints are handled in the Special Civil Part.

Small Claims Limit

New Jersey small claims money complaints are generally for amounts of $5,000 or less. The filing fee is typically $35–$75 depending on the amount.

If someone owes you more than $5,000, you may still choose to file for $5,000 or less — but that may mean giving up the amount above the limit. Consider this carefully before proceeding.

Common Small Claims Situations

• Money someone borrowed and did not repay
• Security deposit disputes
• Unpaid invoices
• Property damage
• Contractor disputes
• Refunds a business refused to give

Send a Demand First

Before filing, send a written demand. This shows you tried to resolve the problem and may help settle the dispute without filing.

Demand Letter Template

Dear [Name],

You owe me $[amount] for [brief reason]. Please pay by [date]. If I do not receive payment by then, one option is to file a small claims complaint in New Jersey Special Civil Part.

Sincerely,

[Your Name]

What to Gather

• Texts
• Emails
• Contracts
• Invoices
• Receipts
• Bank or payment app records
• Photos
• Witness names
• A timeline

The clearer your documents are, the easier it is to explain your situation.

Where to File

Small claims complaints are usually filed in the county connected to the defendant, the transaction, or the event. Check with the New Jersey Courts Special Civil Part for the correct county and form at njcourts.gov.

Ask Fozak

Fozak can help you prepare your timeline, demand letter, and document checklist.